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ITS Publications
Significance of a Signed Contract
Insurance endorsements often apply "only where required by written contract." Meaning, you can have all of the right insurance and endorsements on file prior to a claim, but without a signed contract, you can potentially be left exposed.
Additional Insured or Waiver of Subrogation Endorsements are frequently issued on a "blanket" basis, meaning the endorsement will not specifically identify the entities requiring the coverage or waiver. Blanket insurance endorsements will typically contain verbiage that indirectly affords additional insured coverage or grants the waiver of subrogation rights under the policy, but only when it is required by written contract.
Typically, this type of insurance endorsement will include verbiage that states "Any Person(s) or Organization specified in a written contract that requires such coverage and/or waiver to be furnished." Ultimately, if you have no signed contract, under this type of endorsement, a carrier can potentially deny coverage or refuse to waive their right to subrogation under the policy at the time of a claim.
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Essential Risk Management Starts Here
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In today's market, companies are looking to cut costs in any place possible, this includes reducing the amount of insurance and coverages maintained. To ensure your organization is aware of these types of changes, it begins with an effective certificate of insurance tracking program.
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Certificate of Insurance Issuance by ITS
EXPERT CERTIFICATE OF INSURANCE ISSUANCE
Utilizing ITS to issue your customers certificates of insurance has never been easier.
We help our customers cut costs, reduce work flow and still ensure that each certificate is issued in a timely and accurate manner. Once an insured is active in our system, the process is simple - submit the certificate holder's requirements and ITS will take care the rest. More.
Organizations in every industry utilize ITS to track and manage their incoming certificates of insurance. Our technology and insurance expertise permit quick and precise execution while ensuring each customer is handled on an individual basis. More.
Insurance agents, brokers and carriers trust ITS everyday to issue their certificates of insurance. Our innovation and prompt action has helped our customers reduce costs and increase efficiency. More.
